Nicholas Dunbar

Junk loans
Analysis, Markets
May 15, 2024

Waning appetite for junk loans drives surge in bank securitisation 

G-Sibs rush to bump loans off balance sheets to skip capital charges
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Analysis, Markets
April 25, 2024

CoCo bonds have become too big to abolish

The alternative to AT1 debt would be extraordinarily costly for banks 
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car finance mis-selling
Analysis, Capital
April 3, 2024

Could car finance mis-selling cost UK banks more than they think?

Nick Dunbar looks under banks’ bonnets at operational risk capital reserves
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HSBC
Analysis, Markets
March 18, 2024

HSBC races to hedge against falling rates

It took a $1bn hit for HSBC to close gap on peers
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HSBC
Analysis, Risk Management
March 7, 2024

Is HSBC’s stake in Bank of Communications overvalued by as much as $12bn?

Accountants urge HSBC to write down value of investment in Chinese bank
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Basel Endgame
Analysis, Capital
January 31, 2024

Will G-sibs quit fighting the Fed on Basel Endgame?

Awash with profits, US banks target rules which hit their trading business
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window dressing
Analysis, Capital
January 11, 2024

Regulators call time on banks’ ‘window dressing’

Banks ‘play system’ by expanding balance sheets then shrinking them each quarter-end
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Opinion, Research
December 11, 2023

The ECB’s hand in banks’ billion-dollar hedging losses

The central bank should admit the consequences of its experimental quantitative easing
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Opinion, Prudential, Regulation & Supervision
September 18, 2023

Metro’s dearth of data leaves PRA unimpressed

Founded in 2010 as a ‘challenger bank’ to compete against the UK’s high street giants, Metro Bank has a challenge...
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Culture & Conduct, Opinion, Regulation & Supervision
August 7, 2023

Credit Suisse ‘headline’ fine glosses over underlying equity financing risk

At first glance, the $387m of fines imposed on Credit Suisse ought to draw a line under the Archegos scandal...
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