Financial Stability, Opinion

Going digital has transformed systemic risk

By Evgueni Ivantsov
Evgueni Ivantsov, chairman, European Risk Management Council

Over the past decade or so, the banking industry has undergone substantial transformations. These changes have been primarily driven by the digital revolution, which has left a profound impact on banking products, processes, industry structure, and customer behaviour.

In addition to the obvious risks associated with digital technology, such as ...

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