organisation: Bank of America

Digital Transformation, Opinion
August 10, 2023

FedNow or FedLater? 

The Fed’s new payments system has teething problems. Can it learn from India? A good afternoon tea-break in India typically...
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Capital, Financial Stability, News
August 10, 2023

Capital hikes threaten to upend banks’ business lines

Proposed changes to US capital requirements will threaten the “business viability” of certain banking units, experts say.  The warning follows...
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Analysis, Regulation & Supervision, Shadow Banking
August 2, 2023

US bank execs decry ‘excessive’ calls for more capital

Bank chiefs have hit out at a new capital rule proposal which will make loans more expensive for borrowers and...
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Analysis, Digital Transformation
July 26, 2023

Banks divided over powerful, yet problematic, AI tools

Generative artificial intelligence is taking off at some banks but integrating it throws up challenges over its accuracy and regulatory...
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Michael S. Barr, vice chair for supervision at the US Federal Reserve, is pushing ahead with plans for US banks to set aside more capital
Editor's letter, Risk Management, Shadow Banking
July 14, 2023

Editor’s letter: Regulators grapple with AOCI and supervising shadow banks

Welcome to Banking Risk & Regulation.  The dust has settled since a string of US lenders collapsed this year, but...
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Analysis, Markets, Regulation & Supervision, Risk Management
July 13, 2023

Banks and regulators grapple with ‘AOCI’

Bank of America is the latest firm to fall foul of “AOCI”, a murky metric behind this year’s largest US...
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Analysis, Operational Resilience, Regulation & Supervision
July 11, 2023

Chinese spy law gives banks jitters

International banks in China face heightened political and operational risk following the introduction of a tougher anti-spying law. Foreign businesses...
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